Overdraft Against Property (ODLAP)

Access flexible funds whenever you need them with an Overdraft Against Property (ODLAP) from Pratham Capital. This facility allows you to borrow against your residential or commercial property and withdraw funds as required, giving you the convenience of credit with the security of your property.

 

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Key Features & Benefits

  • Flexible Withdrawal: Withdraw funds as needed, up to your sanctioned limit.

  • Interest on Utilized Amount: Pay interest only on the amount you use, not on the entire sanctioned limit.

  • High Loan Value: Borrow a significant percentage of your property’s market value.

  • Affordable Interest Rates: Competitive rates make overdraft usage cost-effective.

  • Long-term Tenure: Flexible repayment terms to suit your financial planning.

  • Property Retention: Continue to enjoy and use your property while it serves as collateral.

  • Quick and Transparent Process: Minimal documentation and fast approval for urgent financial needs.

Ideal For

  • Business cash flow management

  • Personal or family financial needs

  • Investments or capital expenditures

An Overdraft Against Property is ideal for those who need flexible and ongoing access to funds without selling their valuable asset. At Pratham Capital, we ensure a smooth, secure, and transparent experience for our clients.

Pratham Capital – Flexible credit solutions leveraging your property with ease.